If you say someone that you can save money while shopping, people might laugh at you. But, this is actually possible.
When we go out shopping, we are unable to make a difference between things what we need and things what we want. There is a very thin line between wanting and needing and then there are things that you just pick up while window shopping in the mall. Before you know it, you have spent a good amount of money on things you didn’t even think to buy.
Therefore, to save you from such situations, we have gathered few tips and tricks that will help you keep your hard-earned money saved and still have fun-
Leave your credit cards at home – The basic purpose of credit cards is to provide that financial safety net while you are out of your home. However, when we enter a supermarket or a mall, we end up shopping for things we don’t even need. So, in order to save yourself from overspending, just take cash with you because then you won’t be tempted to buy things that you didn’t plan.
Compare before you buy – Impulsive shopping is the biggest culprit of credit card debt in the world. People don’t realize that retail shops that you may find the same stuff at a different store at a lower price. It just needs some researching. So, next time you are out shopping, don’t pick-up anything immediately. Try and find online deals. Same stores sometimes sell their same stuff at half a price on their online stores.
Find fun things to do when bored – a lot of people find fun in shopping when they are bored. This is not actually a bad idea, but only if you have a separate stash for shopping. Reckless shopping is considered silly and most of the purchases happen when you didn’t even plan for it. So, to kill your boredom, find more fun things to do other than shopping. The Internet is full of information for free fun stuff.
Don’t get tempted by the word “Sale” – many shopaholics wait anxiously to shop during the sale season. No doubt, you may find things that are ultra cheap during the sale season. But ask yourself, do you really need it? Most of the time, you won’t find a satisfactory answer for it. So, wait out, go back home and think again. If you still feel you need that stuff, go back the second day.
Go for rented stuff or even used stuff – A lot of people put up their expensive items on rent or sale on social media websites. Buying used stuff does not make you a miser. Instead, in today’s era, people are more interested in such deals because they are half the price and mostly worn single time.
No wonder shopping is fun; but, not at the cost of your savings. So, next time when you think of shopping, just consider these tips and see if you are able to make some savings. Who knows, you might become the queen or king of savings in your group.
A personal finance writer and Sub-Editor in Mudranomy, a social media community, with 3 years of experience in BSFI. Also, have worked with prominent News Daily in Chandigarh. Loves to read and write.
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